Terms and Conditions

1. Acceptance of Terms

By accessing or using the Fykrytk website, tools, or related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

Fykrytk provides AI-assisted portfolio analysis and decision-support tools intended to help users review and understand investment information. The Service is provided for informational and educational purposes only and does not constitute financial, legal, or tax advice.

We do not guarantee the accuracy, completeness, or reliability of any analysis, output, or recommendation generated through the Service. All investment decisions remain solely your responsibility.

3. No Financial Advice

• Fykrytk is not a registered investment adviser, broker-dealer, or financial institution.
• Nothing provided through the Service should be construed as a recommendation to buy, sell, or hold any security or financial instrument.
• You should consult a qualified, independent financial adviser before making any investment decision.
• Capital is at risk, and the value of investments can go down as well as up. Past performance is not a reliable indicator of future results.

4. Eligibility and Account Use

You must be at least 18 years old and capable of forming a legally binding contract to use the Service. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation.
• Attempt to reverse-engineer, interfere with, or disrupt the Service or its underlying systems.
• Upload or transmit any content that is harmful, misleading, or infringes the rights of others.
• Use automated means to access or extract data from the Service without prior written consent.

6. Intellectual Property

All content, software, design elements, and materials made available through the Service are the property of Fykrytk or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without prior written permission.

7. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party data providers. Fykrytk does not endorse and is not responsible for the content, accuracy, or practices of any third-party resources.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Fykrytk and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or investment losses, arising from your use of or inability to use the Service.

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to accuracy, reliability, or fitness for a particular purpose.

9. Indemnification

You agree to indemnify and hold harmless Fykrytk and its representatives from any claims, damages, liabilities, or expenses arising out of your use of the Service or violation of these Terms.

10. Suspension and Termination

We reserve the right to suspend or terminate your access to the Service at our discretion, without prior notice, if we believe you have violated these Terms or engaged in conduct that may harm Fykrytk, other users, or third parties.

11. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. Material changes will be reflected by an updated effective date on this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Fykrytk operates, without regard to conflict of law principles. This section is a general placeholder and should be reviewed and finalised by qualified legal counsel prior to publication.

13. Contact

If you have questions about these Terms, please reach out via the contact details provided on our Contact page.